Today’s Harvest Blog

Today’s Harvest is a valued, timely resource for stories, news, tips and information relevant to Northeast agriculture and our customers.
Farm tractor in a field during the fall harvest

Latest From Today's Harvest Blog

Business Tips and Tools

The Value of the Cooperative Model

Kristie Matuszewski

2025 marks the International Year of Cooperatives. Additionally, each October is observed as the national Co-Op month to recognize the value of people-centered businesses. Farm Credit East is proud to be a cooperative, collectively owned and operated by its customers. This cooperative ownership means customers have a voice in their cooperative through a customer-elected board of directors who are also customer owners. 

October 16, 2025

Map of the New York, New Jersey and New England states with check box above the map that read Your Voice in Ownership

Latest Tax Talk

Close-up of a U.S. Treasury tax refund check and IRS form 1042-S on top of a financial statement. Symbol of federal tax return and income reporting.
Tax Talks
Federal Government to Phase Out Paper Checks: What It Means for You

Early in 2025, the federal government announced an Executive Order aimed at modernizing how federal payments are handled. Under Executive Order 14247, signed in March 2025, all federal disbursements and receipts will transition to electronic formats by September 30, 2025. This change will impact individuals, businesses and organizations that receive or make payments to the federal government. 

September 30, 2025

Today's Harvest Blog

Business owner with financial paperwork doing calculations
Financial Management
Vermont Child Care Credit – What You Need to Know

Beginning July 1, 2024, Vermont employers and self-employed individuals will begin making contributions composed of a 0.44% payroll tax on wages and a 0.11% self-employment income tax to the Vermont Department of Taxes for deposit into the Child Care Contribution (CCC) Special Fund.

July 18, 2024

Financial Management
Leveraging Your Property Equity

Are you trying to leverage your property equity but worried about losing the low interest rate you currently have? A loan secured by a second position mortgage might be the answer for you! Country Living Loans Mortgage Specialist, Jessica Getty, gives insight into your options in today's blog.

June 20, 2023

Financial Management
Should I Purchase Points on My Mortgage Loan?

Country Living Senior Mortgage Specialist, Sandra Lemon, explains the advantages and disadvantages of buying points on your mortgage to lower your interest rate and how it can potentially save you money over the life of the loan. 

March 14, 2023

Meet the Authors

Connect with and discover our Today’s Harvest blog authors and their broad range of financial and northeast agricultural expertise.