Today’s Harvest Blog

Today’s Harvest is a valued, timely resource for stories, news, tips and information relevant to Northeast agriculture and our customers.
Farm tractor in a field during the fall harvest

Latest From Today's Harvest Blog

Business Tips and Tools

New York State Secure Choice Savings Program: Helping Employees Save for Their Future

Farm Credit East Knowledge Exchange

The New York State Secure Choice Savings Program is New York's retirement savings program for private-sector employees who do not have access to a retirement plan at work. This new program provides an easy and simple way for workers in the state to save for the future.

December 2, 2025

Small business owner going through paperwork with her workers at garden center.

Latest Tax Talk

male farmer working on a laptop computer on his truck hood in front of a cow pen
Tax Talks
Maximizing Your Farm’s Bottom Line: Income and Expense Reporting

Filing farm taxes doesn’t have to be confusing. The IRS requires you to report all income unless specifically excluded, and only deduct expenses that are both ordinary—common in farming—and necessary—helpful for your business. Understanding these basics can save you time and stress.

October 27, 2025

Today's Harvest Blog

Couple of farmers examines the field of cereals
Business Tips and Tools
The 5 Cs of Credit for Young and Beginning Producers

Funding the startup of a new agriculture operation can be a tall task for any young or beginning producer. Remember the “5 Cs of credit” – a checklist of factors for young producers to consider when working to start and secure funding for a new agriculture business venture.

July 15, 2024

Rural home set back in agriculture pasture during sunset
Business Tips and Tools
Buying a Rural Property? Check for deed restrictions.

When buying a rural property, the buyer should always ask if the property has any deed restrictions as these can impose various limitations on how the property can be used and also potentially decrease the property’s value. 

July 09, 2024

side profile view of employee business woman wearing casual shirt sitting working at office desk with laptop pc computer indoors sign documents writing something
Tax Talks
Important Update Regarding Life Insurance Redemptions

In April, we discussed that the Supreme Court was hearing arguments in the Connelly v U.S. case regarding life insurance proceeds. With this case now decided, it will be important for individuals and small businesses owning life insurance to fund buy/sell agreements to include a review of these policies.

July 05, 2024

Farm workers harvesting apples
Tax Talks
New York Farm Employer Overtime Credit – Advance Application Opens July 1

In December 2023, we shared two important Tax Talks blog articles on the New York Employer Overtime Credit. The time to apply for an advance of the credit is fast approaching with NYS Ag and Markets opening the application on July 1, 2024. 

July 02, 2024

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