Equipment Financing

Farm Credit East can meet all of your ag equipment financing needs. Apply for a line of credit at your local office, or choose AgDirect financing at your dealer, at auction or for private party transactions.
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Farm Credit East provides the expertise you want and the flexibility you need

Equipment financing is available through a Farm Credit East line of credit, an intermediate loan, or AgDirect, which is powered by Farm Credit. AgDirect is one of the leading farm equipment financing brands in the U.S., so you can expect competitive rates, ag-friendly terms and knowledgeable services.
Our equipment expertise means less hassle.
Financing ag is all we do, so we understand the ag equipment you want to buy and the value it holds for your business.
Get the financing flexibility you need.
Farm Credit East and AgDirect deliver the most ag-friendly financing in the business with flexible rates to purchase, lease or refinance equipment.
Easy applications and quick credit decisions.
Our loan applications are simple, and most credit decisions come back within seconds. Apply at any Farm Credit East location or online at

What We Finance

No matter what kind of ag equipment you want to buy, Farm Credit East can finance it.

  • Farm equipment
  • Vehicles for over-the-road or on-farm use
  • Forestry equipment
  • Commercial fishing boats
  • Maple equipment
  • Equipment used for production, processing and marketing

Equipment Financing Rates & Terms

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Options to fit your financial needs.
You can purchase or lease new and used equipment or refinance what you already have.
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Flexible rate choices.
Choose from variable or fixed rates with financing terms from 3 to 7 years on most equipment. (Subject to approval.) 
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Prepay with confidence.
Had a good year? Enjoy no prepayment penalties on any of our equipment loans. (Subject to approval.) 

How much will the equipment cost?

Check out AgDirect's interactive calculator to determine your payments and financing needs.

How to Start Your Equipment Financing Loan

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Contact us
Ready to purchase ag equipment? Contact your local Farm Credit East office or visit
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Gather your financial documents.
Our equipment specialists will answer any questions and help get everything lined up to make applying quick and easy.
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Complete your application.
Fill out the application. We’ll review it to ensure your success and get you on your way to advancing your business.

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