Pasture, Rangeland & Forage Insurance

Pasture, Rangeland and Forage (PRF) is an area-based crop insurance program that protects against yield losses caused by low precipitation relative to a historic average on forage produced for grazing or harvesting hay.
Rolled hay bales in northeastern pasture

Pasture, Rangeland & Forage Product Details


  • The rainfall is indexed using latitude and longitude placing land with a roughly 17x17-mile grid. 
  • The National Oceanic and Atmospheric Association uses weather station data to calculate the precipitation within each grid during each two-month interval. 
  • Your specific production is not taken into account. Indemnities are based on the grid’s precipitation.
  • Several choices to make:
    • coverage level
    • index intervals (what months to insure)
    • irrigated practice
    • productivity factor (value of land)
    • number of acres


  • Calendar year policy: December 1 sales closing date
  • Hay ground must take at LEAST one mechanical cutting per summer. 
  • Livestock certification records are required for ground insured for grazing.


  • Especially in the Northeast, the water table that is developed in the winter months is crucial for our first cutting cool-weather grasses. 
  • On dairy operations, forage makes up largely 30% of a total mixed ration. That means a poor growing year could play a large effect in your feed budget and milk component profitability.   

Additional Information

Shield with percent sign inside
Coverage Level
70%, 75%, 80%, 85%, 90%
Price tag with percent icon
Price/Productivity Factor
Each county uses a county base value to set an insured base price for each acre. You can establish a value more reflective of your operation by setting your productivity factor between 60% and 150% of the county base value.
Location pin
View the USDA’s interactive map to see where your land falls within the grid.

Next Step

Contact us today and see how a Crop Growers yield protection plan can work for you.