Land Loans

Nobody finances land like Farm Credit East. Along with our competitive rates and terms, we offer an expertise that makes the process easier, faster and with less trouble.
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Nobody delivers land loan financing like Farm Credit East

Competitive fixed rates you can lock in for life of the land loan
We offer a variety of rate options, including longer-term fixed rates that are set for the life of the loan - no refinancing or changes needed!
Our ag expertise means less hassle.
We work exclusively in agriculture, which means rural features, such as out-buildings, crops and timber, are not stumbling blocks or issues.
Patronage dividends can add up to significant savings.
Most of our land loans are eligible for patronage - a portion of our net earnings returned to members. It's a benefit you'll find nowhere else.

Land We Finance

We finance every kind of rural land for production, plus lots, acreages and rural homes.

  • Farmland
  • Timberland
  • Bare land
  • Rural home lots
  • Land improvements (including environmental compliance and waste management)

Land Loan Rates & Terms

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Competitive rates
Farm Credit East offers fixed, variable or a combination of both.
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Flexible terms
We tailor our loan and repayment plans to provide a variety of interest rate programs depending on the loan's purpose, repayment terms and the flexibility you need.
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Flexible payment options
Select monthly, quarterly or semiannual payment schedules; fully or partially amortized loans; and decreasing, even or accelerated payment schedules.
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Rate conversions
If your financial needs change, you can convert your variable-rate loan to a fixed-rate loan. Fees may apply.

How much will the land cost?

Check out our interactive calculator to determine your payments and financing needs.

How to Start Your Land Loan

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Contact your local office.
Ready to purchase land or a rural home? Contact your local Farm Credit East office.
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Gather your financial documents.
Our relationship managers will answer any questions and help get everything lined up to make applying quick and easy.
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Complete your application.
Fill out the application we provide. Once it's filled out, we'll review it to ensure your success and get you on your way to advancing your business

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