January 16, 2023

Business Tips and Tools

Is Country Living for You?

By: Meghan Pendleton


Some old-fashioned things like fresh air and sunshine are hard to beat.”

– Laura Ingalls Wilder

Of course, living in rural America provides an abundance of fresh air and sunshine (at least during the summer months here in central New York), but what else should you consider when moving to a rural area?

Vitamin “G”

G stands for greenery! We can all benefit from more greenery in our lives. More greenery means more trees, and more trees can mean more oxygen and less air pollution. City smog in densely populated cities can lead to higher risks of lung related illnesses.

The country can also be a comforting place for your mental health — slower-paced living can help those who suffer from anxiety, depression and other mental health stressors. Enjoying the outdoors has been shown to reduce stress levels, and when you have your own little piece of the great outdoors, your own home can be “the great escape!”

Cost of living

The cost to live in rural areas is often cheaper than larger metropolitan cities. Some research has shown that the six major categories of goods — groceries, housing, utilities, transportation, health care, and miscellaneous goods and services — were cheaper in rural areas than in larger, urban areas by almost 6%. 

It can’t always be fresh air and sunshine! There are always things to think about, both good and bad, when you consider a move to a new area.


DoorDash is not so easy to come by! Living in the country can mean you give up the conveniences of city living, such as walking accessibility or delivery services. Having to drive 10-15 minutes into a town can be a tradeoff for living in your own slice of paradise.

However, most rural communities do have local shops, gas stations, or mom and pop restaurants. These local centers can be a hub for community activities or just a great place to catch up on some of the latest and greatest that’s happening in the area. Supporting these local businesses is a great way to make a positive impact on your local economy.

Health care access

Living outside metropolitan areas can mean longer drives to access both regular and emergency care. Be sure to research your area for doctors, dentists, and other health care professionals to make sure you continue to have the access you need.

Bottom line: Do your research!

This is just a short list. There are certainly many pros and cons to making a move to the country. The most important thing you can do is research the area you are interested in and don’t be afraid to ask your local Country Living mortgage specialist about the area. Our mortgage specialists are locals to the areas we serve and can be helpful in answering any questions you may have! 

Please visit our website at CountryLivingLoans.com, or contact your local mortgage specialist if you have any questions, or to discuss your options.


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