Job Description

Credit Representative/Analyst

Requisition Number: CRAN/6310/03/2020/1
City: Claverack
State: NY
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Description/Job Summary

Join a team focused on the success of our customers, the success of our communities, and the success of each other. Farm Credit East is the leading provider of loans and financial accounting services to farmers, foresters, fishermen, and agricultural business owners across the northeast with over $7 billion in loan volume and over $25 million in financial accounting service revenue generated annually.

As a Credit Representative/Analyst, you will provide critical support to the branch office Loan Officers through the effective financial analysis of our customers' businesses. You will also provide thorough credit underwriting support by setting up appropriate loan structuring, monitoring collateral, filing liens, and appropriately measuring risk. Working hand-in-hand with Loan Officers and Branch Operations Specialists, you will promote excellent customer service and maintain a positive public image in the ag and local communities.

Farm Credit East provides all team members with the training and resources needed to be successful in their careers. All new employees receive one-on-one coaching to help them understand their roles. Additional technical training, soft skill training, and ongoing professional development provided by Farm Credit East will help you be poised for continued career growth within our organization.

Counties Served: New York Counties:  Albany, Columbia, Duchess, Greene, Putnam, Rensselaer.  
Connecticut Counties: Litchfield;  
Massachusetts Counties: Berkshire

Area: The branch is located in a suburban area, with rural communities and urban amenities conveniently located nearby.

Types of Agriculture: The branch's agriculture is diverse, including dairy, fruit, livestock, and cash crops. Farm related businesses are also within Claverack's target market.

Claverack Office Loan Volume:
Short Term   $49,000,000
Long Term  $99,000,000
Total            $148,000,000


The employee is accountable for the following:

  • Lending and Loan Servicing: Extend sound farm, farm related, aquatic, and country living loans through analysis of applicants' financial conditions, management abilities, and economic trends and obtain accurate appraisals and valid security liens.  Minimize losses by means of sound and timely servicing and collection efforts and timely sale of acquired property. 
  • Marketing: Increase business by means of promotional activities and superior customer service. Provide value to customers with appropriate and timely products and services.
  • Member Relations/Teamwork: Provide outstanding customer service (both internal and external) and deliver exceptional customer experience and value by setting, communicating and meeting customer expectations. Demonstrate a strong community commitment and professional presence that contributes to the overall positive image of the ACA. Act in a forthright and ethical manner, display a positive attitude and contribute positively to the overall morale of the team and association. Assist other team members and contribute to training.

Required Education

Position requires a Bachelor's degree in a business-related major such as agricultural economics, finance, or accounting.

Required Qualifications

Knowledge of agriculture, finances, credit and credit administration. Strong marketing and interpersonal skills are required, as are verbal and written communications and analytical skills.  Must be team oriented.