December 4, 2025

Business Tips and Tools

Evolving our Credit Delivery: Strong. Faster. And still Customer First.

By: Farm Credit East Knowledge Exchange

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At Farm Credit East, we believe agriculture deserves financing that can keep up, which is why we’re evolving how we deliver credit to match stride. Quicker loan decisions and more insight into loan activity are coming your way, backed by the same personalized service our customer-owners have always known.

To meet these expectations, we’re putting the technology, processes and structure in place to deliver the speed and convenience you’ve asked for, while maintaining the personal, relationship-driven service you value. Faster loan decisions and a more consultative approach requires the most up-to-date financial information from our customers in a timely manner.

First Quarter Financial Collection: Key to Faster Decisions

In January 2026, your Farm Credit East team will be working with you to collect your balance sheet. A year-end balance sheet is the most important tool you have to measure your business performance.

Collecting this information in the first quarter allows you to plan your financial needs and ensures that Farm Credit East has your financial information on file to support your financing. Ultimately, it will allow us to deliver faster credit decisions and create a smoother, more consistent borrowing experience for our customers, while also enabling your loan officer to spend more time having meaningful conversations about your business goals.

Next Steps

In the coming weeks, your loan officer will be reaching out to guide you through this process and answer any questions. Financial documents may be submitted via the following methods:

  • Upload through Farm Credit Connect
  • Work directly with your loan officer by phone or in person.

Thank you for your continued partnership as we optimize our credit process to bring you a faster, more convenient lending experience. We look forward to continuing to support your lending needs. 

 

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