Today’s Harvest Blog

Today’s Harvest is a valued, timely resource for stories, news, tips and information relevant to Northeast agriculture and our customers.
Farm tractor in a field during the fall harvest

Latest From Today's Harvest Blog

Business Tips and Tools

7 Strategies for Smart Liquidity Management

Farm Credit East Knowledge Exchange

Simply defined, liquidity is having cash or assets on hand to pay bills and expenses. Liquidity is particularly important in agriculture given the unique risks – from fluctuating commodity prices and weather volatility to regulatory constraints — along with the financial characteristics of agricultural businesses, including seasonality, family living needs and capital investment considerations. 

May 21, 2024

Woman standing in agriculture crop field holding and working on an open laptop

Latest Tax Talk

Adult male farmer sitting on open trunkbed in a crop field using a laptop
Tax Talks
Life Insurance Redemptions Falling Under IRS Scrutiny

In the context of farming business structures, acquiring a life insurance policy is a prevalent practice. Here are two common scenarios and an update on an ongoing Supreme Court case involving the IRS concerning the valuation of businesses when insurance payouts are implicated and whether such proceeds are deemed liabilities or not.

April 11, 2024

Today's Harvest Blog

Rural home set back in agriculture pasture during sunset
Business Tips and Tools
So, You Want to Buy Multiple Parcels of Land

Traditionally, when someone buys a home, they are buying a single-family residence on one parcel of land. However, we often see the opportunity arise for individuals to buy an adjacent property. Read on for considerations that anyone interested in financing multiple parcels should keep in mind.

December 12, 2023

Woman farmer using a laptop in crop field in front of a tractor. Tax Talk logo in bottom righ corner.
Tax Talks
New York Farm Employer Overtime Credit - What you need to know

With 2024 around the corner, New York state farmers need to begin thinking about the Farm Overtime Credit that will provide a refund for hours worked between the thresholds set by the state and 60 hours. 

December 05, 2023

Man and woman walking in rural crop field looking at a tablet
Business Tips and Tools
Ready to Apply for a Loan? Follow these 4 steps to get started

Getting a loan application ready can be daunting and puzzling. But you don’t need to know all the answers. Lenders, like Farm Credit East, can provide resources and guidance to assist you in determining if a loan is the best answer for you and what you will need to apply and qualify for one. 

December 01, 2023

Thanksgiving dinner
Farm Credit
Giving Thanks for Northeast Agricultural Producers

At Thanksgiving, we give thanks for many things. We are thankful for our families, loved ones and the food we sit down to share as we celebrate the holiday — along with the Northeast producers who will make our Thanksgiving meal possible.

November 21, 2023

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