May 8, 2024

Crop Insurance

Protect Your Harvest from the Fury of Hail with Crop Growers Crop Insurance

By: Jeremy Forrett


As a farmer, you know that your livelihood depends on the success of your crops. But all it takes is one severe hailstorm to destroy months of hard work and investment. That's where Crop Growers crop insurance comes in.

Crop Growers, the insurance provider of Farm Credit East, provides coverage for reduced quality and production of crops resulting from hail events, giving acre-by-acre protection that can cover up to the full value of the crop.

A Deeper Dive into Crop Hail Coverage

  • Insurable crops: Crop hail coverage insures a wide range of fruit, vegetable, and row crops, with coverage kicking in based on the growth stage of the crop (e.g., 90% of tree fruit at least 1/2 inch diameter, berries clearly visible, 75% of grapes at least 1/8 inch, etc.). 
  • Loss ratio: Damage must exceed either 5% or 10% of the crop, depending on the crop and insurance company. 
  • Coverage level: Coverage is based on a dollar amount per acre, similar to Multi-Peril Crop Insurance (MPCI) policies, but does not require proving yield loss. 
  • Low-cost premiums: Premiums are generally lower than traditional crop insurance policies, making it cost-effective for managing risk. 
  • Quick pay-out: Policies adjust and pay out quickly after a loss, providing cash for replanting or operating expenses. 
  • Sign up any time: There is no specific deadline to obtain a crop hail policy.

Why Choose Crop Growers?

Tailored coverage

We work with you to create a personalized insurance plan that fits your specific crops and geographic location.

Affordable premiums

We offer competitive rates to ensure that your crop protection is cost-effective.

Fast claims processing

In the event of a hailstorm, our dedicated insurance providers work swiftly to assess the damage and process your claim, so you can get back on your feet quickly.

Specialized guidance

Our knowledgeable agents are here to answer your questions and provide guidance throughout the insurance process.

Next Steps

Don't let a hailstorm devastate your hard work. Crop hail insurance gives Northeast farmers peace of mind and protection against the financial impact of hail damage on their crops. Protect your crops and your future with comprehensive crop hail coverage from Crop Growers. 

Learn more about Crop Growers’ Crop Hail coverage here, or contact a Crop Growers crop insurance agent today to get started. 

Owned by Farm Credit East, Crop Growers has developed risk management plans for northeast farmers for more than 20 years. To learn more about the crops insured and various crop insurance policies available to help Northeast producers manage risk, contact an agent today.


Contact Us Today


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Crop Growers is an equal opportunity provider.

Tags: crop insurance, risk management

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